Preheat the oven to 350 degrees.
Spray 3 mini loaf pans with bakers joy or grease well & set aside.
In a large bowl, combine flour, cocoa powder, baking soda & baking powder.
In the mixer bowl, combine butter & sugars & beat until fluffy.
Slowly stir in eggs & bananas.
Add dry mixture & stir until just combined.
Fold in the chocolate chips.
Divide evenly between the prepared pans.
Bake 45-50 minutes or until toothpick test is clean.
Top with chocolate syrup or hot fudge if serving for dessert instead of breakfast.