- Combine milk, white chocolate chips & creamer to medium saucepan & heat over medium-low until chocolate chips are melted & mixture is hot. 
- Do not allow to boil but keep at a simmer for about 3-5 minutes. 
- Remove from heat & allow to cool slightly before ladling into mugs 
- Garnish with marshmallows, caramel & a pinch of cinnamon 
- Enjoy!